Tracking spending without an app

For years I have tracked my spending using a small, blank pocket notebook and a black gel pen. Every evening, I sit at the kitchen table and write down the date and the exact amount of each cash or card purchase from that day. This manual process takes less than two minutes, yet it forces an immediate, tactile awareness of where my money goes.

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One response to “Tracking spending without an app”

  1. Kofi Mensah Avatar
    Kofi Mensah

    This was useful, thanks. Would you ever write something on personal finance non-fiction? I keep getting mixed advice…

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